1Q 2022 INVESTOR PRESENTATION
P&L Track Record
...translating to consistently strong top-line growth and solid profitability
Total Operating Income (SARmn)
Total Operating Expenses (SARmn)
Net Income (SARmn)
مصرف الإنماء
alinma bank
+11% CAGR
+11% CAGR
+8% CAGR
6,667
5,610
5,682
3,484
3,631
2,857
4,373
4,845
2,783
2,535
2,709
2,356
2,322
2,011
1,966
YOY
2017
2018
2019
+11%
+16%
2020
+1%
2021
2017
+17%
YOY
2018
-1%
2019
2020
2021
2017
2018
2019
+20%
+25%
+4%
YOY
+42%
-11%
2020
-22%
2021
+38%
Net Profit Margin (%)
6%
4%
2%
0%
2017
Cost To Income Ratio (%)
Cost of Risk (%)
1.50%
1.02%
42%
40%
3.77%
1.00%
38%
3.42%
36%
35.5%
0.50%
34%
0.18%
32%
0.00%
2018
2019
2020
2021
2017
2018
2019
2020
2021
2017
2018
2019
2020
2021
Yield rate
COF rate
Net profit margin
*Comparatives are reclassified to align with the 4Q 2021 financial statements
1Q 2022 INVESTOR PRESENTATION
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