Financial Analysis and Currency Deposits
Balance sheet composition
Total assets
€ bn
25.84
25.12
Other assets
2.25
(including HFS)
2.26
1.15
REMU properties
1.17
0.40
0.43
Legacy net loans
AIEA Mix
2Q2022
1
9.72
Performing net loans
9.55
Total equity & liabilities
€ bn
25.84
25.12
1.24
Other
1.27
2.09
Equity
2.09
0.61
0.61
Wholesale
2.96
2.96
Funding from
0.49
Central Bank
0.53
Due to banks
Securities²
2.10
Non- legacy¹
2.07
0.31
43% net loans
Due from banks
0.31
Liquids 54%
AIEA:
€22.4 bn
17.66
18.45
Customer
deposits
Cash and balances
9.33
9.91
with Central Banks
31 Mar 2022
30 Jun 2022
3%
Legacy
net loans
31 Mar 2022
30 Jun 2022
•
•
.
Balance sheet size increased by 4% qoq to €25.84 bn mainly driven by 4% increase of customer deposits
54% of AIEA held in liquids: immediate NII benefit following the increase of ECB depo rate by 50 bps in Jul 2022
Performing net loans¹ increased by 2% qoq to €9.72 bn
Pro forma for HFS, legacy net loans and REMU properties reduced to €0.40 bn and €1.15 bn respectively
.
Net loans to Deposits ratio (L/D) at 56% as at 30 June 2022 and 55% pro forma for HFS
1)
Non-legacy includes of Corporate (incl. IB and W&M and Global Corporate), SME and Retail
2)
Debt securities, treasury bills and equity investments
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