Meezan Bank Financial Performance

Key Performance Indicators - Financing Gross Financing & NPL Ratio Sep 2023: Financing Market Share 8.1% 2.8% 7 2.1% 320 1.9% 957 1,018 1.8% 1.5% 777 1.3% 1.3% 522 532 507 429 7 7 9 15 14 14 16 2016 2017 2018 1.7% 118% 8 7 Meezan Bank The Premier Islamic Bank Rs in Bn AN Strong NPL Coverage Ratio 166% 171% 133% 139% 142% 133% 28 128% 23 23 6 10 7 7 13 G 19 19 16 15 14 14 2019 2020 2021 2022 Sep-23 2016 2017 2018 2019 2020 2021 2022 Sep-23 | Provisions held Gross Financing I Non Performing Loans Infection Ratio NPL Coverage Non Performing Loans Consumer; 8% Staff; 1% SME/ Commercial; 16% Financing Composition ■ Corporate ■SME / Commercial ■Consumer ■Staff Corporate 75% - September 2023: Specific Provision net: Rs 1.4 bn (Charge: Rs 1.9 bn & Reversal: Rs 533 mn). General Provision Charge: Rs 3.5 bn. 12,600 General Provision of Rs 13.3 bn 689 NPL Coverage Ratio 171% ■General Provision ■ Consumer General Provision - under PR The Bank is geared up for IFRS 9 adoption and the existing General Provision is sufficient to cover any additional charge which may be required under IFRS 9. 19

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