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GROUP PROVISIONS COLLECTIVE PROVISION BALANCE ($m) 80 80 4,401 337 56 3,360 3,249 3,054 177 161 134 65 73 80 4,008 3,118 3,015 2,840 SPECIFIC PROVISIONS ($m) 5,536 299 46 45.8% 44.4% 45.0% 40.6% 39.7% 827 840 782 717 5,191 675 125 115 98 87 87 684 702 725 630 588 Sep 18 Mar 19 Sep 19 Mar 20 Sep 20 Sep 18 Mar 19 Sep 19 Mar 20 Sep 20 ■ Amortised Loans ■Fair Value Loans ■Fair Value Derivatives Business Retail Specific Provision Coverage National Australia Bank

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