NPA Composition - Consumer Finance

Market rumours / comments on Exposure to Potentially Stressed Groups ■ Three stressed groups, one each in Media / Diversified / Housing Finance sectors Bank's net funded and non-funded exposure to these groups is 0.47% of the loan book net of provisions held as under: % of Loans Q4FY19 Q1FY20 Q2FY20 Q3FY20 Media Group 0.4% 0.4% 0.3% 0.27%(1) Diversified Group 1.0% 1.0% 0.5% 0.21% HFC 0.4% 0.3% 0.3% (2) Total 1.9% 1.7% 1.1% 0.47% Note 1: Holding Company exposures at 0.14% and OpCo Cash Flow exposures at 0.12% Note 2: Exposure 100% provided of which 25% debited to P&L and 75% drawn down from the Reserves (drawn down amount shall be debited to P&L equally over the next 3 quarters). Consolidated security cover of 169% for the exposures held by us, of which marketable security in the form of listed shares covers 27% of the total exposure as on date All above accounts remain standard in the Bank's books 18 IndusInd Bank

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