Expected Q4 2009 Financial Performance

GDP Breakdown: Trade, Logistics, Services GDP Breakdown, 2008 LOLE BANK OF GEORGIA Health, social and community work 9% Agriculture etc. 10% Mining and quarrying 1% Education 4% Public administration 18% Real estate and imputed rent etc. 6% Financial intermediation Source: National Bank of Georgia www.bog.ge/ir 2% Transport & communication- 11% Page 17 Manufacturing 9% Utilities & household processing 5% Construction 6% Trade (Retail & Wholesale) 17% Hotels and restaurants 2% January 2010 Page 17

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