Investor Presentaiton

0% 5% 2009 10% 2010 20% 15% 2011 25% 30% 2012 2013 35% 2014 Deposits Market Share (Private Sector) 2015 2016 CAJA RURAL DE NAVARRA Caja Rural de Navarra Market Share 2017 Credits 2018 2019 2020 2021 2022 As it is the case of many cooperative banks, Caja Rural de Navarra (CRN) has become the only local financial institution in its home market after the restructuration of the Spanish financial sector. This position offers a huge historical opportunity for cooperative banks, underpinned by their efficiency through Group structures while maintaining their independence and local focus. Caja Rural de Navarra steadily increases its market share. Caja Rural de Navarra Investor Presentation | 8 1/7 COOPERATIVE BANK

View entire presentation