IDFC FIRST Bank Merger and Financial Overview

Quarterly Income Statement Profitability Growth (%) In Rs. Crore Q4 FY21 Q3 FY22 Q4 FY22 YOY Interest Income Interest Expense Net Interest Income Fee & Other Income 3,993 4,429 4,554 14% 2,033 1,849 1,884 -7% 1,960 2,580 2,669 36% 600 744 841 40% Trading Gain¹ 218 25 (9) -104% Operating Income 2,779 3,349 3,500 26% Operating Income (Excl Trading Gain) 2,561 3,324 3,510 37% Operating Expense 2,156 2,579 2,674 24% Operating Profit (PPOP) 623 770 827 33% Operating Profit (Ex. Trading gain) 405 745 836 106% Provisions¹ 580 392 369 -36% Profit Before Tax 43 378 457 960% Tax (85) 97 114 -235% Profit After Tax 128 281 343 168% 1. As per the RBI guidelines dated 30th Aug, 2021, provisions/write-back for mark-to market depreciation on investments in AFS and HFT has been classified under "Other Income", prior period numbers are reclassed accordingly 55 IDFC FIRST Bank

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