Investor Presentaiton

Trading Update¹ PAYMENTS BUSINESS: • Transaction value to 20 August $3.64 billion, up 24% on pcp > Victoria 148% Weekly Transaction Value Growth - FY22 > NSW 30% > Queensland 112% 40% 35% > WA ↑14% > SA 16% > Other (includes Bendigo Bank Alliance) 1437% 30% 26% 25% 32% 28% 28% 24% 24% 24% 22% 19% • Record eCommerce transaction value achieved for July 2021 - $35.1 million 20% 15% 11% • Tyro | Bendigo Bank Alliance transaction value for July 2021 - $420.2 million 10% 5% • Payments gross profit for July 2021 up 34% to $10.2 million (pcp: $7.6 million) 0 FY21 1-2 Jul 2021 3- 9Jul 2021 10 16 Jul 2021 17 - 23 Jul 2021 24-30 Jul 31 Jul - 6 Aug 7-13 Aug 2021 2021 2021 7-13 Aug 2021 YTD Aug 2021 • BANKING BUSINESS: Loan originations to 20 August $8.8 million, 11,656% ($0.5 million in pcp) • Deposit balances of $84.2 million at 31 July 2021, 134% ($62.8 million in pcp) 1 These numbers are based on unaudited management accounts that have not been independently reviewed or verified. 26

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