ALM Strategy and Insurance Market Opportunities
18
Governance Framework
Board
Committees
Management
Committees/Councils
12
1.
2.
Board of Directors
Independent and experienced Board
Audit
Committee
Risk
Management
Committee
Policyholder
Investment
Committee
Protection
Committee
Nomination &
Remuneration
Committee
Corporate Social
Responsibility
Committee
Stakeholders'
Relationship
Committee
With Profits
Committee
Whistleblower Committee
Investment
Council
Claims Review
Risk
Management
Committee
Compliance
Council
Council
ALCO1
Credit
Council
Grievance
Management
Committee
Information &
Cyber Security
Council
Disciplinary
Panel for
Malpractices
Prevention of
Sexual
Harassment
Product
Council
Standalone councils
Business and Innovation
Technology
Council
Persistency
Council
Additional governance through Internal, Concurrent and Statutory auditors
Asset Liability Management Council
The above list of committees is illustrative and not exhaustive
Capital Raising
Committee
Profitable
distribution
Diversified
Customer
management
Risk
growth
first
mix
& governance
Analytics
digital &
Technology,
HDFC
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