Investor Presentaiton
Summary of Interest-Bearing Loans and Borrowings
Part 1:
Lender
Loan start
date
Purpose
(months)
Grace period Term
(months)
Loan value
(R$'000)
Balance at Mar 31,
2023 (C$'000)
Repayable by
Total interest
payable*
Bradesco
Mar, 2023
Capex
6
18
4,729
1,262
Mar, 2025
CDI (1) +4.18%
Bradesco
Jan, 2023
Capex
6
18
10,000
2,594
Jan, 2025
CDI (1) +4.21%
Bradesco
Jan, 2023
Capex
6
18
5,000
1,297
Jan, 2025
CDI (1) +4.57%
Inter
Jan, 2023
Working capital
12
24
5,000
1,294
Jan, 2026
CDI (1) +5.51%
Itaú (4)
Jan, 2023
Working capital
6
6
5,867
1,565
July, 2024
15.84%
Brazil
Dec, 2022
Working capital
6
18
10,000
3,563
Dec, 2024
CDI (1)+4.10%
Brazil (4)
Dec, 2022
Working capital
Itaú (4)
Dec, 2022
Working capital
Itaú (4)
Dec, 2022
Working capital
Brazil
Oct, 2022
Working capital
2662
12
12
4,891
1,305
Dec, 2023
14.88%
6
7,800
2,081
May, 2023
15.96%
6
12,105
3,229
May, 2023
16.08%
12
48
20,000
8,319
Oct, 2027
CDI (1) +3.70%
Votorantim
Sep, 2022
Working capital
12
30
10,000
3,206
Mar, 2025
CDI (1) +5.10%
Brazil
Sep, 2022
Working capital
6
24
5,000
1,491
Sep, 2024
CDI (1) +3.00%
Bradesco
Aug, 2022
Equipment
6
24
5,597
1,676
Oct, 2024
IPCA (2) +5.19%
ABC Brazil
Aug, 2022
Working capital
5
24
3,500
966
Sep, 2024
CDI (1) +7,44%
ABC Brazil
Aug, 2022
Working capital
6
24
1,500
432
Sep, 2024
CDI (1) +7,44%
Santander
ABC Brazil
Aug, 2022
Working capital
3
24
Aug, 2022
Working capital
6
30
12,000
2,500
2,755
Aug, 2024
CDI (1) +4,85%
757
Mar, 2025
CDI (1) +7,44%
(1)
(2)
CDi
(Certificado de Depósito
Interbancário) is the average of interbank overnight rates in Brazil. As at March 31, 2023, the 12 months cumulative rate was 13.28%.
Inc Variable interest (IPCA) - Broad Consumer Price Index, a measure of the average price needed to buy consumer goods and services. As at March 31, 2023 the 12 months cumulative rate was 5.60%.
(4) - $516,000 out of $1,812,000 interest expenses in Q4 2022 were due to a specific type of loan with Itaú and Banco do Brasil in Q4 2022, named "Reverse Factoring". According to accounting standards, the entire interest of Reverse
Factoring operations must be recognized at the time of the loan, rather than over the loan period. In Q4 2022, these loans total $6,313,000, with a total of $560,000 in interest expenses.
TSX: NPK OTCMKTS: VNPKF
со
21View entire presentation