NPA Composition - Consumer Finance

Credit Cost FY15 FY16 FY17 FY18 FY19 Q1FY20 (Rs Crs) Q2FY20 Q3FY20 9MFY20 Corporate Bank 144 258 401 468 2,134 67 101 283 450 Consumer Finance 195 244 303 433 585 237 262 293 793 Gross Credit Costs 339 502 704 901 2,719 304 363 576* 1,243 Gross Credit Costs 49 57 62 62 146 16 18 28* 60 (Basis Points on Advances) Net Credit Cost 323 468 672 856 2,689 293 348 575* 1,216 Net Credit Costs 48 53 59 59 144 15 18 28* 59 (Basis Points on Advances) PCR 63% * Excluding accelerated provision of Rs. 251 crs 59% 58% 56% 43% 43% 50% 53% 53% 49% 43% 48% 58% 55% 51% 64% 78% 72% 51% 42% 57% 52% 45% 49% 28% 36% 22% T FY15 FY16 FY17 FY18 FY19 Q1FY20 Corporate Loan Book Q2FY20 Q3FY20 9MFY20 Consumer Finance Loan Book 24 IndusInd Bank

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