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PBT By Segment CIMB Digital Assets & Group Funding 17% Wholesale Banking 33% 1H23 Group PBT RM4,718 mil ▲ 10.8% Consumer Banking 30% Commercial Banking 20% > Consumer PBT +3.6% QoQ from higher NII; -5.4% YoY due to lower NOII and higher opex, offset by lower provision. > Commercial PBT performed strongly YoY from robust topline growth but was weaker QoQ with lower NOII and higher overlays in Malaysia > Strong 2Q23 Wholesale PBT from higher T&M and lower provisions, but lower YoY from increased opex and absence of provision write back > CDA & Group Funding PBT +46.1% QoQ and 130.3% YoY from higher investment income and improved Philippines & TnG performance Commercial Consumer Banking Banking Wholesale Banking CIMB Digital Assets & Group Funding PBT 1,415 944 1,569 790 RM (mil) >> Y-o-Y 5.4% 23.4% 5.2% 130.3% Q-o-Q 3.6% 17.8% 23.5% ▲ 46.1% 150

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