9M FY2023 Financial Performance

LDR and CASA Ratio Group Malaysia LDR CASA CASA (without IA) NSFR -LCR 144.2% 145.4% 145.8% 140.7% 137.4% 117.0% 118.1% 118.1% 117.6% 116.8% 86.6% 88.5% 89.9% 91.7% 87.6% 91.6% 91.6% 90.7% 92.3% 93.0% 46.7% 43.8% 40.9% 45.1% 39.1% 44.1% 45.4% 37.7% 38.6% 43.8% 40.5% 37.8% 35.6% 34.2% 35.3% Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Singapore Indonesia LDR (Bank Level) 103.9% 101.3% 102.5% 98.5% 93.4% 97.1% 90.6% 87.4% 87.6% 86.4% 90.2% 86.9% 88.2% 84.9% 83.9% 38.7% 31.9% 27.8% 24.3% 24.6% 51.6% 51.3% 51.8% 48.5% 49.0% Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Note: • Group and Indonesia LDR excludes loans to banks and Fls • Group and Malaysia LDR include investment accounts totaling RM25.1 billion for 30 Sep 2023, RM26.69 billion for 30 Jun 2023, RM26.83 billion for 31 Mar 2023, RM24.50 billion for 31 Dec 2022, and RM25.75 billion for 30 Sep 2022 • BNM's minimum LCR and NSFR requirements are 100% 29

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