NORD/LB Group Presentation

News from the business segments Commercial Real Estate: Focus on Germany Country breakdown¹ 100% as at 30 June 2023 Exposure at Default €17.4n in €m¹ Revenues Expenses Result² 1 Jan - 30 Sep 2023 - 168 65 104 1 Jan - 30 Sep 2022 144 - 52 92 Risk provisions Earnings before taxes - 69 35 16 108 7% 6%1% 6% ■ Germany ■Benelux ■ UK ■France 57% 23% ■ Spain ■ Other The commercial real estate financing business appears on the market under the "Deutsche Hypo" brand, thus representing more than 150 years of history, which is continued from the integrated Deutsche Hypothekenbank Customer benefits: Tailor-made financing concepts and individual, qualified advice with broad know-how from various segments and the most important real estate markets in Europe Financing mainly of office and commercial buildings, shopping centres, hotels, logistics buildings and multi-storey residential buildings in preferred conurbations with a correspondingly good tenant structure and good cash flow Financing in Europe with focus on Germany. Furthermore financing of commercial real estate in France, UK, Benelux, Poland, Spain and Austria Green Banking: Completion of the product range by financing of green buildings 1 Slight deviations may occur due to rounding 2 Result before restructuring, reorganisation and taxes Finanzgruppe 35 NORD/LB

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