VUB's Market Share and Financial Services
VUB AT A GLANCE
VUB Group
# 2nd Largest Banking Group in Slovakia
VUB Group with:
Total Assets:
Revenues:
Net Profit:
Clients:
EUR 16.7 bln
EUR 525 mln
EUR 160 mln
≈ 1.3 mln
Total assets and profitability (1)
VUB Bank
Key economic and financial figures:
Total Assets: EUR 16.4 bln
Net Profit: EUR 156 mln
EUR 351 mln
NII:
□ROE:
13.79%
□ROA:
□ C/I:
1.23%
44.91%
Strong Credit Ratings
VUB is rated by Moody's A2, according to
which VUB is profiting from its good
financial condition and good profitability
Moody's
INTESA SANPAOLO
Baa1
VÚB BANKA
A2
VUB Group - Structure
ISP S.p.A.
(100%)
Minority
shareholders
ISP Holding
International
S.A.
Ownership
97.03% of VUB Bank share capital is
owned by Intesa Sanpaolo Banking Group
2.97% of VUB Bank share capital is held by
minority shareholders
# 2nd Largest retail network in Slovakia
Significant sales force based on a
strong nationwide retail network with
207 domestic branches and 1 branch
located in the Czech Republic
(2.97%)
(97.03%)
VUB
VUB Generali
VUB Leasing
(100%)
Pension
Fund
CFH CZ
(100%)
(50%)
Currently close to 70% of revenues are derived from
Retail Banking and Consumer Finance Activities
Source: (1) Individual financial statements; (2) NBS
Figures as of 31 December 2018
Market Position and ranking in Slovakia(2)
Strong Market share in all key product segments:
#1 Gross Loans:
21.4%
#2 Housing Loans:
23.8%
#2 Branches:
18.1%
#2 Total Assets:
20.4%
#2 Asset Management:
18.3%
#2 Deposits:
18.5%
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