Q3 2020 Business Update amid Covid-19 slide image

Q3 2020 Business Update amid Covid-19

Assets and liabilities: LT funding - Expected total MREL-related issuance volume unchanged MREL resolution groups (June 2020) Preliminary 5-year issuance plan (avg. p.a.) in EUR m 163 in EUR bn 3,500-5,000 74 62 20 19 16 ~400-500- 8 8 10 7 96 ~200-300~100-300~100-300-100-150 AT CZ SK RO HR HU Holding CZ SK RO HR HU Total assets Total RWA • . Under MREL there are 6 resolution groups covered by the Single Resolution Board The Austrian resolution group (parent company, EBOe and savings banks) is not considered a legal entity or reporting unit, hence there is neither a statutory reporting nor a capital requirement for the Austrian resolution group • • CEE issuances will mainly be placed in domestic market First NPS issuances by Erste Group Bank AG (in EUR) and BCR (in RON) in 2019 and Slovenská sporiteľňa in Feb 2020 ERSTEŚ Group Page 47
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