Investor Presentaiton

Strong Core Deposit Base Deposits at 12/31/2023: $1.16 billion 36.2% Noninterest bearing deposits DEPOSIT MIX Retail Time 8% Jumbo Time 6% Brokered 7% MMDA & Savings 28% Interest Checking 15% Noninterest DDA Colorado Springs 36% 7% DEPOSITS BY MARKET Other Colorado New Mexico 18% 15% Denver MSA 32% Boulder 11% Pueblo 17% IN 10

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