Building a better world through financial inclusion

Strong recent performance Customer lending £139.6m £187.5m Sep '21 YTD Sep '22 YTD Receivables £140.8m £117.6m £110.4m +21.3% at CER • ↑ Solid YoY lending growth of 21.3% at CER Provident £168.8m +21.5% at CER ↑ • • Strong receivables growth of 21.5% at CER YOY Operational excellence and good quality management main drivers of portfolio growth Remained profitable through the pandemic and now returning to strong profit growth: Strong operational rhythm Data driven planning decisions ➤ Delivering sustainable customer and receivables growth Q3'21 FY '21 H1'22 Q3'22 Building a better world through financial inclusion 12

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