25 YEARS IN INDIA: LEADING WITH IMPACT
HFCs
Player performance (I/IV)
HDFC
WITH YOU, RIGHT THROUGH
LIC HFL
LIC HOUSING FINANCE LTD
Indiabulls
HOUSING FINANCE
pnb Housing
Finance Limited
Ghar Ki Baat
BAJAJ HOUSING FINANCE LIMITED
TATA CAPITAL HOUSING FINANCE LIMITED
Can Fin Homes Ltd
(Sponsor: CANARA BANK)
NONE LOANS
DEPOSITS
IIFL
HOME LOAN
YAY
GIC HOUSING FINANCE LTD.
YOUR ROAD TO A DREAM HOME
Repco
Home Finance
We value your Dream
000
00
000
00
Player Performance
Standalone financials
Select NBFCs
Advances¹
Period
NIM² (%)
CIR³ (%)
GNPA (%)
ROA² (%)
ROE4(%)
Rs Cr
FY22
5.5L
2.7
10
1.9
2.3
12.0
▲ 14%
▲ 25 bps
▲ 56 bps
▼7 bps
▲ 7 bps
▼ 34 bps
FY21
4.9L
2.5
9
2.0
2.2
12.3
FY22
2.5L
2.3
17
5.4
0.9
10.1
▲ 8%
▲ 3 bps
▲ 423 bps
▲ 134 bps
▼ 28 bps
▼400 bps
FY21
2.3L
2.2
13
4.0
1.2
14.1
FY22
0.5L
2.2
35
4.1
0.9
4.5
▼ 7%
▼46 bps
▲ 1451 bps
▲ 144 bps
▼ 33 bps
▼ 249 bps
FY21
0.5L
2.6
21
2.7
1.2
FY22
0.6L
2.5
21
7.6
1.2
▼ 9%
▼41 bps
▲ 368 bps
▲ 317 bps
FY21
0.6L
2.9
18
4.4
1.2
FY22
0.5L
3.1
29
0.3
1.6
2226
7.0
8.8
▼ 3 bps
▼ 220 bps
11.0
11.1
▲ 39%
▲ 66 bps
▲ 155 bps
▼4 bps
▲ 33 bps
▲ 331 bps
FY21
0.3L
2.4
28
0.4
1.3
7.8
FY22
0.3L
4.1
▲ 15%
▲ 27 bps
FY21
0.2L
3.8
FY22
0.3L
3.3
▲ 20%
▼35 bps
FY21
0.2L
3.6
FY22
0.2L
4.8
▲ 5%
▲ 25 bps
FY21
0.1L
4.5
FY22
0.1L
3.5
▼ 9%
▲ 40 bps
FY21
0.1L
3.1
FY22
0.1L
4.7
▼ 5%
▲ 27 bps
FY21
0.1L
4.4
32222222220
1.6
2.0
17.1
▲ 331 bps
54 bps
▲ 68 bps
▲ 497 bps
27
2.1
1.3
12.1
18
0.6
1.9
16.6
▲ 302 bps
27 bps
▼ 23 bps
▼ 256 bps
15
0.9
2.1
19.2
2.1
3.4
24.0
▼112 bps
▲ 13 bps
▲ 77 bps
▲ 362 bps
2.0
2.6
20.3
7.4
1.4
12.1
▲ 4 bps
▼33 bps
▲ 59 bps
▲ 405 bps
7.7
0.8
8.1
7.0
1.6
8.9
▲ 56 bps
▲ 330 bps
▼79 bps
▼604 bps
3.7
2.4
15.0
1. Advances are half yearly net Advances 2. RoA and NIM are calculated as % of average assets and are annualized 3. CIR is calculated as Opex by Total
Income (NII + Other Income) and is annualised 4. RoE are calculated as % of average shareholder's funds and is annualised 5. NA: Not Available
Source: RBI; Capitaline; Press releases; BCG analysis
XXX
Change vs. last year
53
Copyright 2020 by Boston Consulting Group. All rights reserved.View entire presentation