Third Quarter 2022 Results
9M22 & 3Q22 - BNP Paribas Group
3Q22
3Q21
3Q22 /
2Q22
3Q22 /
9M22
9M21
9M22 /
3Q21
2Q22
9M21
€m
Group
Revenues
incl. Interest Income
incl. Commissions
Operating Expenses and Dep.
12,311
11,398
+8.0%
12,781
-3.7%
38,310
35,003
+9.4%
5,721
5,218
+9.6%
5,695
+0.5%
17,150
16,040
+6.9%
2,572
2,603
-1.2%
2,615
-1.6%
7,824
7,798
+0.3%
-7,857
-7,412
+6.0%
-7,719
+1.8%
-25,229
-23,181
+8.8%
Gross Operating Income
4,454
3,986
+11.7%
5,062
-12.0%
13,081
11,822
+10.6%
Cost of Risk
-947
-706
+34.1%
-789
+20.0%
-2,192
-2,415
-9.2%
Operating Income
3,507
3,280
+6.9%
4,273
-17.9%
10,889
9,407
+15.8%
Share of Earnings of Equity-Method Entities
187
131
+42.7%
251
-25.5%
603
356
+69.4%
Other Non Operating Items
40
39
+2.6%
-22
n.s.
21
704
-97.0%
Pre-Tax Income
3,734
3,450
+8.2%
4,502
-17.1%
11,513
10,467
+10.0%
Corporate Income Tax
-881
-836
+5.4%
-1,240
-29.0%
-3,168
-2,998
+5.7%
Net Income Attributable to Minority Interests
Net Income Attributable to Equity Holders
Cost/income
-92
-111
-17.1%
-85
+8.2%
-299
-287
+4.2%
2,761
2,503
+10.3%
3,177
-13.1%
8,046
7,182
+12.0%
63.8%
65.0%
-1.2 pt
60.4%
+3.4 pt
65.9%
66.2%
-0.3 pt
(9M22 vs. 9M21)
Revenues
Corporate income tax: average rate of 29.7% in 9M22, impact of booking in the first quarter of taxes and
contributions for the year based on the application of IFRIC 21 "Taxes”, of which a large part is not deductible
Operating divisions:
Operating expenses
Gross Operating Income
Cost of Risk
Operating Income
Pre-Tax income
At historical scope & exchange rates At constant scope & exchange rates
+10.5%
+7.8%
(3Q22 vs. 3Q21)
Revenues
+8.0%
+15.2%
+5.0%
+13.1%
Operating expenses
Gross Operating Income
At historical scope & exchange rates At constant scope & exchange rates
+8.3%
+5.9%
+5.3%
+2.8%
TTETT
-13.7%
-18.5%
+21.7%
+22.1%
+20.2%
+20.6%
Cost of Risk
Operating Income
Pre-Tax income
+12.6%
+22.6%
+10.7%
+9.8%
+9.8%
+18.5%
+8.2%
+8.6%
BNP PARIBAS
The bank for a changing world
Third quarter 2022 results | 46View entire presentation