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Investor Presentaiton

Balance Sheet Analysis: Assets & Liabilities Structure of Assets (PLN B) Structure of Liabilities and Equity (PLN B) 182.9 182.9 173.8 173.8 15.5 8% 16.9 9% 158.8 158.7 15.2 158.8 158.7 16.6 152.4 27% 152.4 2.6= 5.41 3% 12.5 12.0 6.0 2% 16.1 11.0 16.2 2.6= 16.4 34.7 48.4 15.7 9% 1% 5.0] 4.8] 34.8 34.3 1% 2.5= [4.4] 2.5= 18.0 2.5= 34.3 €1.6 1.9 16.7 17.4 1.9 1.5 16.6 €2.5 1.1 =0.8=1.2 1.7 1.0 m 139.6 110.9 59% 129.0 108.8 76% 104.7 105.3 110.3 116.0 116.7 100.4 3.1 06/19 4.81 09/19 [4.3; 12/19 9.5 6.9 4% 03/20 06/20 3.0; 06/19 2.5; 09/19 -1.2- 12/19 1.7; 03/20 2.0; 06/20 1% Amounts due from banks Loans and advances to customers Trading securities Derivative financial instruments Investment securities Other assets Amounts due to other banks Amounts due to customers Debt securities in issue Subordinated liabilities Other liabilities Equity (total) mGroup Covered bonds Cover Pool Polish Economy Real Estate Market 13 Legislation
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