Investor Presentaiton

AUM & Disbursement Mix I 23.0 23.0 I 12,764 433 530 1,953 AUM Mix (Crs) Disbursements Mix (Crs) ++ ESAF ESAF SMALL FINANCE BANK Joy of Banking 23.3 I I 24.6 I 25 | 4.1 6.1 I 8.6 I 6.4 I 4.8 I 17,490 17,204 849 16,331 784 816 688 770 774 +37.0% 2,798 2,978 13,351 2,615 513 542 2,216 12,851 12,847 2,291 73 12,255 120 9,848 10,080 784 Q2FY23 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Agricultural loans MSME loans & Loans to financial institutions Retail loans Micro Loans י-ן LIAum per Banking outlet ( Crs) 1,314 Q2FY23 3,521 136 133 892 2,360 Q3 FY23 6,043 250 330 1,421 4,509 198 132 1,221 3,345 185 189 +46.0% 1,017 4,042 2,959 1,955 Q4FY23 Q1FY24 Agricultural loans MSME loans & Loans to financial institutions Disbursements per Banking outlet (* Crs) Q2FY24 Retail loans Micro Loans 12

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