Investor Relations Presentation

Broad Diversification in International Banking International Banking Geographic Revenue Split 2003 2013 Caribbean & Other Latin America & Asia Caribbean & Central America Latin America (excl. Mexico) Central 19% America 27% 42% 42% 39% 11% Asia¹ 20% Mexico (1) Mexico Diversification Geographically = Lower Risk Excludes a $150MM gain related to the sale of a subsidiary by an associated corporation in Thailand in Q3/13 9

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