Investor Presentaiton
Quarterly & Half yearly Profit & Loss Statement
FIVE STAR
Business Finance Limited
Particulars (Mn)
Loan Portfolio
46,393
52,965 24% 8%
Q2FY2023 Q2FY2022 Q1FY2023 Y-o-Y Q-o-Q H1FY2023 H1FY2022 H2FY2022 Y-o-Y H-0-H
57,324
57,324
46,393
52,965
24% 8%
Interest Income
3,573
2,943
3,352
6,925
5,864
6,174
Net Gain on Fair value changes
14
71
15
29
132
77
Fee & Other income
31
68
23
54
117
199
Total Income
3,619
3,085
3,391
17%
7%
7,009
6,112
6,449
15% 9%
Interest Expenses
609
788
648
1,257
1,652
1,354
Net Interest Income
3,010
2,297
2,743
31% 10%
5,752
4,460
5,095
29%
13%
Operating Expenses
996
717
885
1,881
1,357
1,701
Loan losses & Provisions
85
35
(4)
81
219
236
Profit before Tax (PBT)
1,928
1,546
1,862
25%
4%
3,790
2,884
3,158
31% 20%
Profit after Tax (PAT)
1,442
1,178
1,394
22%
3%
2,836
2,175
2,360
30% 20%
Other Comprehensive Income
(19)
(10)
(7)
(27)
(15)
(8)
Total Comprehensive Income
1,422
1,168
1,387
22%
3%
2,809
2,161
2,352
30%
19%
Earnings Per Share (Basic) 1
4.94
4.22
4.79
Earnings Per Share (Diluted) 1
4.87
4.16
4.74
Note: 1. EPS for the quarters is not annualized
9.73
7.96
8.13
9.61
7.85
8.07
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