Investor Presentaiton

Restructured Loans Restructured Loans by Collectability Rp trillion and % from Total Loans Current Special Mention ■NPL 11% 8% 4% % Total Restructured Loan to Total Loans 13.7 14% 2% -58.7% % Restructured Loans Related to COVID19 to Total Loans 26% 5.7 34% 60% 40% 26% 30 June 2022 30 June 2023 → OCBC NISP OCBCNISP Information Classification: Public Restructured Loans Compositions 30 June Non-related to COVID19 2023: 54% 2022: 22% 2023: Rp5.7 trillion 2022: Rp13.7 trillion Related to COVID19 2023: 46% 2022: 78% 11

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