Investor Presentaiton

Britam Summary Results, Supported by Topline Growth & Investment Income With you every step of the way Gross earned premiums and Fund management fees Investment Income (Interest & dividends) Operating Expenses Profit Before Tax Normalized Operating Expenses* Normalized Profit Before Tax* * Normalized excludes the one-off of Shs 3,243 million (2020 - Shs 5,207 million) 會 +12.8% Up YoY, to Shs 32.5 billion +15.7% Up YoY, to Shs 10.9 billion Down -15.8% YoY, to Shs 11.3 billion (Opex Ratio 44% (2020 - 57%) Shs 1,011 million (FY20 LBT Shs -9,698 million) Down 2.1% YoY, to Shs 8.1 billion ― (Opex Ratio 32% (2020 - 36%) Shs 4,254 million (FY20 LBT Shs -4,491 million) 19

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