Economic Indicators and Efforts for Sustainability
Transition to Holding Company Structure
Group structure after the transition (established on October 3, 2022)
lyogin Holdings
lyo Bank
lyogin Business Service
lyogin Challenge & Smile
4 affiliates
lyogin Credit Guarantee
lyogin Capital
7 consolidated subsidiaries
Banking services
Business support services
Business support services
*Special subsidiary company
Management business of
investment fund, etc. (3 companies)
Support business for branding and
development of sales channels*
Credit guarantee services
Investment business
Venture fund
2 non-consolidated subsidiaries Venture fund
lyogin Regional Economy Research
Center
lyogin DC Card
lyogin Leasing
lyogin Computer Service
Shikoku Alliance Securities
Investigation and research business
regarding finance, economics, etc.
Management consulting business
Credit card business
Lease business
Business related to
computer, etc.
Financial instruments
business
*An advanced banking service company (Trade name: Shikoku Brand)
Copyright 2022 lyogin Holdings, Inc. All Rights Reserved.
Inheriting the spirit of the lyo Bank's Corporate Credo
The Group's Corporate Credo
"Creating a bright and prosperous future for the region" "Offering the best service and being
worthy of people's trust" "Rendering our best service with gratitude in our hearts"
Purpose of the transition to a holding company structure
Expansion of business fields in
light of relaxation of regulations
Enhanced group governance by
strengthening business
management functions
Maximizing group synergies by
changing employee and officer
awareness and behavior
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