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Investor Presentaiton

How our strategy has played so far Focused approach on acquisition across high rated asset has resulted in .... Improvement in rating profile of the book# ... 6% 6% 31% 26% 5% 24% 27% 27% 29% 15% 21% 15% 19% 25% 23% Mar-20 Mar-21 Mar-22 AAA AA-, AA, AA+ A-, A, A+ BBB-, BBB, BBB+ ■■BB- & Below 84% of new disbursement pertaining to A rated and more across Large & Mid corporates in FY22* Relatively higher rating onboarding in high ticket size For TS> 100 crs, 80% + portfolio rated A & above ...focus on balance between rating profile & Ticket size Rating Scale BBB- Risk Density of Corporate book improved 5pps AAA+ *Excluding Real Estate #Includes Fund-based and Non-Fund based book for corporates Ticket Size Mar'20 Mar'22 10crs 1000crs IndusInd Bank
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