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Investor Presentaiton

Yapı Kredi Ownership Structure Koç Holding: Stable, long-term focused majority shareholder Notes: Free Float 38.83% Ownership Structure Koç Holding 20.22% Koç Largest exporting group in Turkey: ~7% of Turkey's total exports Koç Holding 2023 Koç Financial Services 40.95% Total Assets (TL mln) 2,858,965 Revenues (TL mln) Net Income (TL mln) 1,604,647 72,230 All information and figures regarding Koç Holding are based on publicly available September 30, 2023, unless otherwise stated Koç Holding Ratings: Moody's: B2 / S&P: BB- - 10 - YapıKredi

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