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Investor Presentaiton

2025 Agreement with BMO for the sale of Bank of the West (BoW) An operation leading to strong value-creation Announcement on 20 December 2021 of the sale to BMO Financial Group of 100% of BNP Paribas' retail & commercial banking activities in the United States conducted through Bank of the West¹ Total consideration of $16.3bn (~€14.4bn¹), to be paid in cash at the closing of the transaction, expected late 2022 Extraordinary distribution in the form of share buybacks to compensate the expected dilution of the earnings per share in the months following the closing of the transaction Reminder¹ 1.72x P/TBV 20.5% of BNP Paribas' market cap A one-off capital gain estimated at €2.9bn² CET1 impact estimated at ~170bp, €11bn in capital release, ~110bp net of estimated share buybacks¹ • • Gradual and disciplined redeployment of the capital released within BNP Paribas' integrated and diversified model Acceleration in organic growth, in particular in Europe Targeted investments in technologies and innovative business models Bolt-on acquisitions in value-added businesses, in line with the strategy of the business Target: an additional increase in earnings per share of more than 5% by 2025 1. As of 17 December 2021 - See press release of 20 December 2021; Subject to the usual suspensive conditions, including approval by the relevant supervisory and competition authorities; 2. Net of tax BNP PARIBAS The bank for a changing world 2021 Full Year Results | 56
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