Bank Indonesia Policy Mix

0 Signs of Recovery in Financial Intermediations Bank loans continue to grow, supported by consumer and MSME loans while financing is still in the contraction zone despite already showing an upward trend... LOAN IDR Tn 6,000 DR 5,000 4,000 3,000 2,000 1,000 0 Jan-19 In August 2021, Bank Loans Growth continued to grow by 1.16% (YoY) and 0.40% (MoM), higher than the previous month's of 0.50% (YoY) and 0.32 (MoM). Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19. Sep-19 Oct-19 Bank Loans Nov-19 Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Financing growth was contracted by -8.50% (YoY) in August 2021 although it has experienced an improving trend in the last six months. YoY Growth (rhs) YoY 5586.02 16% IDR tn 500.0 12% 400.0 8% 300.0 1.16% 4% 0% 200.0 -4% 100.0 -8% 0.0 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21 Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Financing Aug-19 Sep-19. Oct-19 Nov-19. Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Growth (rhs) Jul-20 Sep-20 Oct-20 Nov-20 Dec-20 ☐ Jan-21 Feb-21 Mar-21 Apr-21 YOY 10% 5% 358.8 0% -5% -8.50% -10% -15% May-21 Jun-21 Jul-21 Aug-21 -20% Capital raising through securities issuance reached IDR 263.82 Tn as of 12th October 2021 (YTD), indicating a more optimistic signal to economic recovery. IDR Tn ΠΙΡΟ Rights Issue Corporate Bond & Sukuk 50 159.70 160 140 30 120 100 80 60 20 288622 10 10 40 73.12 -10 31.00 2016 2017 Source: Financial Service Authority (OJK) -30 2018 2019 2020 2021* Jan-19 Life insurance premium recorded a 10.6% growth (YoY) while General & Reinsurance premium growth was still contracting at 2.1% (YoY) as of August 2021. Life Insurance Premium Growth General & Reinsurance Premium Growth Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19 Sep-19 Oct-19 Nov-19 Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 154 -2.1 10.6

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