3Q 2021 Investor Presentation

Liquidity Alinma's liquidity position is healthy and comfortably within regulatory limits NSFR (%) 140% LDR SAMA Ratio (%) 95% 120.4% 120% 110.2% 109.4% 105.8% 105.8% 100% 80% 3Q 20 4Q 20 1Q 21 2Q 21 3Q 21 NSFR - Regulatory Minimum Leverage Ratio (%) 20% 15% 10% 5% 90% 85% 81.2% 100% 80% مصرف الإنماء alinma bank 90% 85.5% 75% 3Q 20 4Q 20 1Q 21 2Q 21 3Q 21 LDR SAMA Ratio Regulatory Maximum LCR (%) 188.2% 200% 17.6% 161.6% 148.3% 138.7% 131.1% 150% 0% 3Q 20 4Q 20 1Q 21 2Q 21 3Q 21 Leverage ratio Regulatory Minimum 3Q 2021 INVESTOR PRESENTATION 100% 100% 50% 3% 0% 3Q 20 4Q 20 1Q 21 2Q 21 3Q 21 .LCR Regulatory Minimum Management Commentary NSFR was stable YTD at 109.4%, comfortably above the regulatory minima of 100%. ■ The LTD SAMA ratio increased 4.3ppts YTD to 85.5%. ■ The leverage ratio increased 250bps YTD to 17.6%. ■ LCR has decreased YTD 57.1ppts from 4Q 2020 to a level of 131.1% at 3Q 2021. 31/41

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