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Investor Presentaiton

Impact of Foreign Currency Translation 1 Includes the impact of all currencies. Average Exchange Rate Q4/21 Q/Q Y/Y US Dollar/Canadian Dollar Mexican Peso/Canadian Dollar Peruvian Sol/Canadian Dollar Colombian Peso/Canadian Dollar Chilean Peso/Canadian Dollar 0.796 (2.2%) 5.2% 16.065 (1.2%) (2.0%) 3.239 2.8% 19.9% 3,043 (0.2%) 631.752 6.2% 6.2% 6.8% Average Exchange Rate FY21 FY21/FY20 US Dollar/Canadian Dollar Mexican Peso/Canadian Dollar Peruvian Sol/Canadian Dollar Colombian Peso/Canadian Dollar Chilean Peso/Canadian Dollar 0.795 6.9% 16.035 1.3% 3.032 18.0% 2,929 7.6% 593.123 0.2% Impact on Net Income¹ ($MM except EPS) Q/Q Y/Y FY21/FY20 Net Interest Income (10) (110) (512) Non-Interest Income² (9) (38) (276) Total Revenue (19) (148) (788) Non-Interest Expenses 93 408 Other Items (Net of Tax) Net Income 6 33 203 (13) (22) (177) Earnings Per Share (diluted) (0.01) (0.02) (0.14) Impact by business line ($MM) Canadian Banking International Banking2 Global Wealth Management (1) (6) (13) (36) (130) (2) (15) Global Banking and Markets 5 (14) (79) Other² (5) 31 53 Net Income (13) (22) (177) 40 40 2 Includes the impact of foreign currency hedges.
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