Investor Presentaiton
Net Total Income / PPOP Impacted By Interest Reversals
Parameter
Q2 FY22
Q1 FY22
QoQ
Q2 FY21
YOY
H1 FY22
H1 FY21
Net Interest Income
915
970
(6%)
932
(2%)
1,885
1,973
Other Income
593
653
(9%)
418
42%
1,246
759
Net Total Income
1,508
1,623
(7%)
1,350
12%
3,131
2,733
Operating Profit
691
766
(10%)
682
2%
1,457
1,379
Net Profit/ (Loss)
31
(459)
144
(429)
285
Parameter
Q2 FY22
Q1 FY22
Q2 FY21
H1 FY22
H1 FY21
Other Income/Total Income
39.4%
40.2%
31.0%
39.8%
27.8%
Cost/Income
54.1%
52.8%
49.5%
53.5%
49.5%
Net Interest Margin
4.1%
4.4%
4.3%
4.2%
4.6%
Credit Cost/Advances (bps)*
118
255
94
374
185
RoA
0.12%
(1.88%)
0.62%
(0.86%)
0.61%
RoE
0.98%
(14.51%)
5.23%
(6.81%)
5.23%
•
Not Annualized
apno ka bank | RBL Bank
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