Westpac Financial Performance Update
8 |
Strong capital position
Capital adequacy ratios
(RBNZ basis)
Mar-16
WNZL Target
levels
Regulatory
minimum and
capital buffers
Headroom to
regulatory
minimum and
capital buffers
CET1 Capital (incl. Capital Conservation Buffer (CCB))
10.8%
7.5%
7.0%
3.8%
Tier 1 Capital (incl. CCB)
10.8%
10.0%
8.5%
2.3%
Total Regulatory Capital (incl. CCB)
13.1%
11.0%
10.5%
2.6%
WNZL capital ($m) as at 31 March 2016
WNZL Regulatory capital ratios (%)
Common Equity Tier One (CET1) capital ratio Tier 2 capital ratio
$6,478m
Other*
$2,728m
$6,768m
15.0%
Tier Two
$1,153m
10.0%
CET1
$5,615m
Share Capital
$3,750m
5.0%
Shareholders' equity
WNZL
regulatory capital
*Other: retained profits of $2,922m, AFS reserve of $11m and Cash Flow Hedge reserve of ($83m)
13.4%
13.1%
12.3%
12.2%
11.9%
11.6%
2.3%
2.3%
11.1%
10.8%
0.0%
FY13
1H14
FY14
1H15
FY15
1H16
PRIVATE & CONFIDENTIALView entire presentation