2020 Financial Highlights

Liquid Assets Position Short-term Funds 29.6% As a % of Total Assets Liquidity Ratio Placements Treasury Bills Bonds 1.9% 9.6% As a % of Total Assets As a % of Total Assets 6.8% As a % of Total Assets Gross Loans to Funding Ratio 37.8% 68.2% 66.0% 65.9% 35.0% 35.0% 64.5% 61.4% 31.6% 32.1% 30.0% 30.0% 30.0% 30.0% 30.0% 2019FY Q1 2020 H1 2020 9M 2020 2020FY Fidelity LR Regulatory Minimum 2019FY Q1 2020 H1 2020 9M 2020 2020FY Liquidity Ratio has been sustained above the regulatory minimum at 37.8% with 62.0% of eligible liquid assets invested in T-bills and FGN bonds from 60.0% in 2019FY. LDR was 61.4% from 68.2% in 2019FY but stood at 65.1% after weighting all permissible loans: Mortgage | SME | Consumer loans. 25 www.fidelitybank.ng

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