Financial Markets Summary Q4 2022

APPENDIX 10 | BALANCE SHEET GROWTH - TOTAL BANK Average Loans and BA's ($B) Average Deposits ($B) 204.0 197.7 269.0 260.4 246.2 180.6 10.9 10.4 16.6 8.5 15.4 13.5 23.0 24.6 19.8 7.2 7.3 192.5 6.6 188.0 48.3 50.0 176.9 43.7 88.6 93.4 94.5 69.3 72.3 76.5 Q4 21 ■Personal Banking Q3 22 ■Commercial Banking (1) (2) Financial Markets USSF&I Q4 22 Q4 21 Q3 22 Q4 22 Wealth Management ■ Retail Non-Retail ■ Other QoQ YoY Avg Loan Growth 3% 13% Personal Banking 1% 7% Commercial Banking 3% 15% Wealth Management 1% 11% Financial Markets 7% 24% USSF&I 8% 23% Other 5% 29% Note: Total may not add up due to rounding. (1) Corporate banking only. (2) Average loans and receivables. QoQ YOY Avg Deposit Growth Retail Non-Retail 3% 9% 6% 10% 2% 9% 29 29

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