Financial and Mortgage Portfolio Overview
WA Current LTV
Cover Pool - main features - cont'd
Nearly ISK 300bn of collateral backing the loans
Cover pool composition as at 30 June
Current balance range
2022
ISKm, 30 June 2022
35%
32.22%
Cut-off Date
30/06/2022
30%
23.62%
25%
21.24%
Current Balance (ISKm)
360,064
20%
Cover Pool Balance (ISKm)
15%
360,064
10.37%
9.42%
10%
Number of Loans
15,567
5%
3.13%
0%
Number of Borrowers
13,855
0-10mn
10-20mn
20-30mn
30-40mn
40-50mn
> 50mn
56.13%
WA Seasoning (Years)
2.38
50%
45%
WA Remaining Term (Years)
33.06
40%
35%
Fixed rate (%)
30%
66.86%
25%
20%
Variable rate (%)
33.13%
15%
10%
5%
WA Interest Rate (%)
3.80%
0%
0% - 20%
LTV range
(% of current principal balance), 30 June 2022
3.28%
4.51%
20% - 30%
30% - 40%
43.47%
12.34%
14.12%
12.98%
9.15%
40% - 50%
50% - 60%
60% - 70%
70% - 80%
0.16%
> 80%
29
August-September 2022View entire presentation