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Speed Matters - Website Is the New Storefront

Borrowings Outstanding & Weighted Rate Borrowings are 100% FHLB and are used in part to manage interest rate risk. Rates have declined with market rates. Increase in borrowings for 2020 was from locking in $1 billion of funding at a fixed rate of 66 bps for 10 years. $3,500 $3,000 $2,500 $2,000 $1,500 $1,000 $500 wold 4.00% 3.50% FHLB Effective Maturity Schedule 3.00% Amount $ million Rate 2.50% Within 1 year: $1,025 3.06% 1 to 3 years: $ 200 2.18% 2.02% 2.00% 3 to 5 years: $ 100 1.92% 5+ years: $ 800 0.67% 1.50% 1.00% 0.50% $0 0.00% 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 WaFd Bank 20

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