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Pathward Financial Investor Presentation Deck

5 6 7 8 CASH-GENERATIVE BUSINESS ENABLES RETURN OF EXCESS CAPITAL TO SHAREHOLDERS 3 Capital Deployment Priorities Invest in organic growth and technology Return capital to shareholders through repurchases and dividends Capital Returned to Shareholders $359.6M TOTAL SHARE REPURCHASES MAY 2019 TO DEC 2021 Meta Financial Group, Inc. (NASDAQ: CASH) | Investor Presentation $37.8M TOTAL DIVIDENDS PAID FY16-Q1 FY22 17

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