OppFi Pitch Deck
Trading Comparables - Attractive Financial Profile
Point of Sale Lenders
Consumer Disruptors
2
OppFi Katapult!
affirm
sezzle afterpay
Progressive
Leasing
REPAY
PayPal
Upstart
Lemonade
Metromile
SoFi 8
Root
ROCKET
Insurance Co
Average: 50%
Average: 42%
2020E -
2022P
92%
79%
77%
Revenue
CAGR
54%
43%
67%
61%
55%
47%
38%
19%
20%
13%
2020E -
2022P
Average: 52%
EBITDA
113%
94%
CAGR
36%
39
Average: 7%
46%
"22%
23%**
8%
N/A
N/A
Source: Company Filings, Wall Street Research. Market data as of 2/5/21
Note: Projections represent mean Thomson consensus estimates
1. Adj. EBITDA pro forma for fair market value accounting. 2021P and 2022P Adj. EBITDA include anticipated recurring public company costs
2. Forward estimates for Affirm unavailable at time of presentation. CAGRS shown using Revenue and EBITDA values for the period fiscal year ended 6/30/19 through 9/30/20
N/A.......... N/A.
(19%)
(32%)
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