Australian Housing Dynamics and Affordability slide image

Australian Housing Dynamics and Affordability

ANZ IS A LEAD ISSUER IN SUSTAINABILITY BONDS ANZ'S INAUGURAL SDG BOND WAS ISSUED IN FEBRUARY 2018 . • . • The ANZ SDG Bond Framework was developed in line with the International Capital Market Association ("ICMA") Green Bond Principles ("GBP"), Social Bond Principles ("SBP") 2017, and related Sustainability Bond Guidelines 2017 ("SBG") ANZ's successful inaugural SDG Bond issued in February 2018 was a EUR750m 5 year senior unsecured, paying fixed rate annual coupons, ranking pari passu with all other ANZ senior unsecured debt instruments Proceeds were used to finance or refinance an AUD1,450 / EUR9251 pool of ANZ loans and expenditures that directly promote the SDGS ("Eligible Assets") as identified in the ANZ SDG Bond Framework The inaugural SDG Bond Impact Report was published in July 2019 and Use of Proceeds reports have been published semi annually • Payment of interest or principal is not linked to the credit or sustainability performance of the Eligible Assets OUTSTANDING BOND AND ELIGIBLE ASSET REPORTING² ALLOCATION OF PROCEEDS BY SDGS³ Bond Features Eligible Assets (EUR million) Unallocated 9.9% Proceeds 8.3% Issuer ANZ 21 February '18 925 0 38.4% Issue date 21 February 2018 31 March '18 913.8 0 Currency EUR 30 September '18 928.9 0 Tenor Issued amount 5 years 750 million 31 January '19 879.6 0 27.5% ISIN: XS1774629346 31 March '19 30 September '19 977.4 0 939.2 0 0.5% 15.5% SDG 3.8 Achieve universal health covereage SDG 11.2 Provide access to safe, affordable, sustainable transport SDG 10.2 Promote social, economic and political inclusion SDG 9.4 Upgrage infrastructure and make industries sustainable SDG 7.2 increase % of renewables inglobal energy miv SDG 4.3 Ensure equal access for men and women to affordable education 1. Eligible Asset volume as at 31 January 2018 and AUD/EUR as at 12 February 2018. 2. Use of Proceeds Reports available at https://www.anz.com/debtinvestors/centre/green-sustainability- bonds. 3. Allocation of proceeds as at 30 September 2019. ANZ 24
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