Investor Presentaiton

IIB - Asia IIB 1H15 profit by region Revenue growth in higher ROE businesses³ A$m, % growth PCP USD m (4)% 20% 167% (33)% 24% 143 148 126 18% 688 25% 149 177 178 25% 596 8% 59 64 52 9% Higher ROE 43% 257 330 334 48% 95 60 80 Aus/NZ Asia EMEA Pacific Asset tenor² By tenor - 1H15 (%) 29% 1H13 1H14 1H15 Markets Cash Global Loans Trade IIB Asia Profitable growth US$m 1.63% 1.51% 1.23% 0.77% 0.81% 0.46% 489 451 324 37% 64% 63% 71% 36% Asia Aus NZ ■Tenor >1Yr ■Tenor <1Yr 1. 'RoRWA' equals Net Profit After Tax divided by average Basel III risk weighted assets. 2. Institutional exposures only. 3. Excludes Retail and partnerships. 1H13 NPAT 1H14 RORWA IIB Asia 1 1H15 RORWA IIB Asia ex Partnerships¹ ANZ 16

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