Investor Presentation

Strategic Aspirations Our ambition is to be the best Bank in KSA Strategic Pillars Definition Focus Area Profile / Strategy / Sustainability / Environment / Financials / Appendix Most Profitable பப 0000 Sustainable profit growth and returns to shareholders Profitability Growth Most Efficient Highest return on spend and operational excellence Cost Efficiency Operational Efficiency Bank of Choice Best bank for customer, employees and society Customer People ESG Most Innovative & Digitally Enabled Riyad Bank - Investor Presentation - 30/09/23 Most innovative and digitally enabled bank Digital Innovation General Business 14

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