Investor Presentaiton

Financial Review A thought leadership and responsible lending key tenets of our ESG approach 論 INVESTMENT Driving sustainable finance and investments NCF Contributing to Environmental Sustainability RESPONSIBLE LENDING & CLIMATE INITIATIVES #6.29 Trillion Screened for ESG risks transactions Partnered with NGOs including the Nigeria Conservation Foundation in our efforts at tree planting to reduce CO2 emissions/ global warming Adopted renewable energy supply in 19 locations through solar powered energy solutions • 54% reduction in paper consumption (from 2021-2022) SUSTAINABILITY GOVERNANCE & THOUGHT LEADERSHIP 64% Independent Non-Executive Directors Co-Chair Labour Committee United Nations Global Compact Local Network Member > UN Women ⚫ > Nigeria Conservation Foundation Institutional Member Sustainability Professionals Institute of Nigeria Pioneer Member The Nigeria Chapter of UN Unstereotype Alliance Member • UN African Business Leaders Coalition ABLC 000 SUSTAINABLE DEVELOPMENT GOALS 22

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