Investor Presentaiton
DISCLAIMER
T
This presentation may contain certain forward-looking statements and
information pertaining to Banco Santander (Brasil) S.A. ("Santander
Brasil") and its subsidiaries, which reflect the current views and / or
expectations of Santander Brasil and its management regarding its
business performance and future events.
Forward-looking statements include, without limitation, any statement
that may predict, forecast, indicate or imply future results, performance
or achievements, and may contain words such as "believe", "anticipate",
"expect", "estimate", "could", "forecast", "potential", "will likely result", or
other words or expressions of similar meaning.
Such statements are subject to several risks, uncertainties and
assumptions. We caution that a number of important factors may cause
actual results to differ substantially from the plans, objectives,
expectations, estimates and intentions expressed herein.
We do not undertake any obligation to update or revise any forward-
looking statements, whether as a result of new information, future events
or otherwise. In no event shall Santander Brasil, or any of its subsidiaries,
affiliates, shareholders, directors, officers, employees or agents be liable
to any third party (including investors) for any investment or business
decision or action taken in reliance on the information and statements
contained in this presentation or for any consequential, special or similar
damages.
In addition to factors identified elsewhere in this presentation, the
following factors, among others, may cause actual results to differ
materially from the forward-looking statements or historical
performance: changes in the preferences and financial condition of
our consumers and competitive conditions in the markets in which
we operate, changes in economic, political and business conditions
in Brazil; government interventions, resulting in changes in the
Brazilian economy, taxes, tariffs or regulatory environment; our
ability to compete successfully; changes in our business; our ability
to successfully implement marketing strategies; our identification of
business opportunities; our ability to develop and introduce new
products and services; changes in the cost of our products and
operating costs; our level of indebtedness and other financial
obligations; our ability to attract new customers; inflation in Brazil;
the devaluation of the Brazilian Real against the U.S. Dollar and
interest rate fluctuations; current or future changes in laws and
regulations; and our ability to maintain existing business
relationships and create new relationships.
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