Capital First Investor Presentation September 2018

a. Net Interest Income 36% YoY growth in Net Interest Income during Q1 FY24 Net Interest Income (In US$ Million) 591 FY19* 25% 741 FY20 21% 4Y CAGR: 27% 1,184 900 FY21 32% FY22 30% 1,541 FY23 Section 8: Profitability & Capital 336 36% 457 Q1 FY23 Q1 FY24 Net Interest Margin for Q1-FY24 was 6.33% as compared to 5.77% in Q1-FY23 and 6.41% in Q4-FY23 * H2-FY19 actual annualized 47 IDFC FIRST Bank

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