Investor Presentaiton
Cumulative Change
20%
15%
10%
5%
Lost-Time Medical Severity Changes
-Minnesota
-Chain-Weighted Personal Health Care Price Index
15.8%
AM
0%
2010
2011
2012
2013
2014
2015
2016 2017 2018
Accident Year
5.5%
2019 2020p
Comments
Though volatile, the average medical
claim severity in lost-time claims
wobbles around the Chain-Weighted
Personal Healthcare Price Index, with
the average severity falling in 2020.
■ Since 2010, the index grew an
average of 1.5% per year.
■ Lost-time medical severity averaged
growth of half a percent per year.
Minnesota series from MWCIA Financial data.
Countrywide Chain-Weighted Personal Health Care (CW-PHC) Price Index from Centers for Medicare & Medicaid Services
Excludes COVID-19 claims
MWCIA
years
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