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Investor Presentaiton

120% 100% 80% 60% 40% 20% 0% Dec-17 Mar-18 Jun-18 Sep-18 Dec-18 Interest rate type Mar-19 Jun-19 Sep-19 CAJA RURAL DE NAVARRA Cover Pool Analysis Average interest rate Total 3% 3% 2% 2% 1% 1% 0% dic-17 mar-18 jun-18 sep-18 dic-18 mar-19 jun-19 sep-19 dic-19 mar-20 jun-20 sep-20 dic-20 mar-21 jun-21 sep-21 dic-21 mar-22 jun-22 sep-22 dic-22 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 Residential Commercial Data prior to Jul 2022 (date of entry into force of RDL 24/2021), uses as reference portfolio the whole mortgage pool. From Jul 2022 onwards, the reference portfolio is the Cover Pool, as defined by RDL 24/2021. Caja Rural de Navarra Investor Presentation 36 Dec-21 Mar-22 Jun-22 Sep-22 Dec-22 68% Fixed Floating 32% 5/7 COVERED BOND PROGRAMME
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